Road Signs for Digital Payments
Safe, usable financial interfaces for poorly-schooled adults.
GNU Taler is a digital payment protocol for privacy-preserving cash-like transactions. It improves usability by avoiding the need for the payer to authenticate to third parties. OIM is a free, open source emerging approach of design for creating safe, usable financial interfaces for poorly-schooled adults.
Worldwide UNESCO estimates over 750 million adults to be unable to read or write in any language, and hundreds of millions of more have extremely limited ability. Due to unequal schooling opportunities, most are women. In Europe millions of migrants, refugees and marginalized people cannot confidently use digital payments.
Digital OIM features carefully user-tested cash scrollbars and counting tables, iconographic navigation, mnemonic cues, user-reversible transaction processes, a 0-9 (not 1-0) numeric keypad and more. Poorly-schooled app users learn how to decode place value notation, arithmetic graphs and other schooled, formal sector protocols from repetitive use.
- The project's own website: https://www.myoralvillage.org
Run by My Oral Village, Inc
This project was funded through the NGI TALER Fund, a fund established by NLnet with financial support from the European Commission's Next Generation Internet programme under the aegis of DG Communications Networks, Content and Technology. NGI TALER is part of NGI TALER, an R&D pilot programme under Horizon Europe research and innovation programme under grant agreement No. 101135475. Additional funding is made available by the Swiss State Secretariat for Education, Research and Innovation (SERI).
